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Get guaranteed income for life beyond 90

One in three 65-year-olds will live into their 90s, but few can afford it1. AgeUp provides supplemental income to help fill in the financial gaps that come with a long life.

Backed by Mass Mutual

Brought to you by Haven Life

Be ready for the best-case scenario

AgeUp provides guaranteed monthly income for life beginning at your target payout age between 91-100.
Available if you’re age 50-75.

Rest easy

Income you can't outlive, a price you can afford

Under the hood, AgeUp is a longevity annuity (sometimes called a deferred income annuity, or DIA). Longevity annuities provide secure, guaranteed income in late retirement that’s shielded from market swings and lasts for life – similar to a pension you buy for yourself.

How AgeUp is different

Pay over time

Typical longevity annuities require an upfront payment of at least $10,000, but AgeUp lets you pay in monthly installments of as little as $25.

Longer deferral period

Most longevity annuity payouts can only be deferred until age 85, but AgeUp payouts start at any age you choose between 91-100. The longer deferral allows for higher monthly income at a time in life when it’s usually needed most.

Age UpTypical longevity annuity
Minimum initial payment$25$10,000
Average initial payment$50$181,0002
Premiums paymentsMonthly installmentsOne-time lump sum
Age payouts begin91-100No later than 85
Optional death benefit
Lifetime income

Getting curious?

Learn about how AgeUp works for you

See how AgeUp compares,
dollar for dollar

Age Up versus typical longevity annuity dollar amounts comparison table
Age UpTypical longevity annuity
Initial payment$50$17,350
Monthly premium$50$0
Payouts begin at age9585
Total premiums paid$17,350$17,350
Estimated lifetime payout$2,499/mo$516/mo

The left shows an example AgeUp estimate for a 65-year-old man with a $50 monthly premium and payouts starting at 95. On the right is the result of spending the same amount on a typical longevity annuity, using the highest payout age of 85.

Estimates from 2/27/20, 65-year-old man from Massachusetts, no refund in case of death prior to income payments beginning

Wait, where did $17,350 come from?

You’ll stop paying premiums 13 months before your payouts begin, so $17,350 = $50/mo x 28 years, 11 months.

Why AgeUp?


Choose your own premiums, starting at just $25/mo


Income is shielded from market risk and will never run out3


Use the payouts for anything you need, with no restrictions


Buy online in minutes - no doctor visits or health info required

Backed by one of the best

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AgeUp is issued by MassMutual and developed and sold by Haven Life Insurance Agency, a MassMutual-owned innovation hub that’s building new technologies to make buying financial products actually simple.


MassMutual has been in business since 1851


Rated A++ for financial strength by A.M. Best4


Total assets of $280B in 2019

Ready to get started?

See how AgeUp can help with a quick online estimate.

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